Stress - it kills, it causes illness, and it impairs performance. Yet, it also motivates, excited and promotes healthy productivity. Stress is one of the major characteristics of modern life. And the ability to capture its positives while minimizing its negatives is an extremely valuable skill for both individuals and organizations.
Colorado Rule 8 has established requirements that each employer in the State of Colorado provide a designated provider list to each employee pre-injury either verbally or written, and to each injured worker through verifiable means within 7 business days following an injury.
Researchers, demographers and policy analysts alike have been contemplating for years the praying of the workforce and its potential implications. Increasingly, companies have been asking and preparing for what the aging workforce means for workplace safety and health.
So many of us are reminded and motivated in the spring to clean out the unwanted and unneeded and refresh our environment akin to Mother Nature’s amazing transformation. It’s a time of renewal and rejuvenation and an opportunity to start fresh again. Your safety management process, procedures and policies should be included in that spring clean-up effort.
Starting a stretching program in the workplace may be a new concept to many employers. Yet there is a growing number of companies worldwide that have started to make these programs part of their daily ritual. An effective stretching program can be implemented in any work environment regardless of whether you are a small business, industrial or manufacturing operation, corporate office, or construction firm. When incorporated into a comprehensive injury prevention program, stretching can benefit your organization’s bottom line and promote a positive work environment.
According to Best's Special Report on U.S. Workers' Compensation (October 4th, 2010), "...workers' compensation segment's underwriting performance continued to weaken. The deterioration was driven primarily by the downward spiral in premium volume as the economy continued to take its toll on exposure levels and competitive pricing remained widespread."
At the last Tiger Risk Sharing Group safety meeting, Pinnacol Assurance introducced an exciting employee wellness opportunity. As your broker, Van Gilder is thrilled to be able to partner with Pinnacol to help educate and assist our clients in pursuing an employee wellness program.
Medical Marijuana and the Work Place
We have been receiving many inquiries and request for assistance from our clients to help them understand the implications of medical marijuana and the potential effect on their drug testing policies. Medical marijuana has strong support from voters and health organizations.
Effective with the implementation of Colorado’s 1/1/2008 Workers’ Compensation rate filing, Colorado became a "Medical Experience Rating Adjustment" (Med ERA) state.
Every year the Colorado Department of Insurance (DOI), with the help of an independent actuary (Oliver Wyman), and the workers’ compensation carriers, like Pinnacol, review NCCI’s various workers’ compensation filings for adequacy. Most years, both the DOI and the carriers will make changes to filings and 2010 was no exception to this.
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